Privacy Policy

Introduction

Welcome to Pesewa Peeper ("we," "our," or "us"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial tracking application and services.

By using Pesewa Peeper, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, please do not use our services.

Information We Collect

1. Personal Information

When you register for Pesewa Peeper, we collect:

• Name and email address
• Profile picture (optional)
• Authentication credentials (via Clerk)
• Account preferences and settings

2. Financial Information

To provide our financial tracking services, we collect:

• Transaction data (expenses, income, transfers)
• Account information (cash, bank, Mobile Money accounts)
• Budget and category preferences
• Receipt images and OCR-extracted data
• Financial insights and goals

3. Usage Information

We automatically collect:

• Device information (browser type, operating system)
• IP address and location data
• Usage patterns and interaction data
• Performance and error logs

How We Use Your Information

We use your information to:

• Provide Services: Process transactions, generate insights, and deliver personalized financial recommendations
• Improve Experience: Enhance AI categorization, optimize features, and customize your dashboard
• Communication: Send important updates, notifications, and support messages
• Security: Detect fraud, prevent abuse, and maintain system security
• Analytics: Understand usage patterns and improve our services
• Compliance: Meet legal and regulatory requirements

AI and Data Processing

Pesewa Peeper uses artificial intelligence (Claude API by Anthropic) to provide smart categorization and financial insights. When using AI features:

• Transaction data is anonymized before being sent to AI services
• We do not share personally identifiable information with AI providers
• AI-generated insights are based on aggregated patterns, not individual profiling
• You can opt-out of AI features in your account settings

Data Security

We implement industry-standard security measures to protect your data:

• Encryption: All data is encrypted in transit (SSL/TLS) and at rest
• Authentication: Secure authentication via Clerk with multi-factor authentication support
• Access Control: Role-based access controls and audit logging
• Regular Audits: Security assessments and vulnerability testing
• Data Backup: Regular automated backups with encryption

Data Sharing and Disclosure

We do not sell your personal information. We may share your data only in these circumstances:

• Service Providers: Third-party services that help us operate (authentication, AI, email, hosting)
• Legal Requirements: When required by law or to protect our rights
• Business Transfers: In case of merger, acquisition, or asset sale
• With Your Consent: When you explicitly authorize data sharing

Third-Party Services We Use:

• Clerk: Authentication and user management
• Anthropic (Claude): AI-powered categorization and insights
• Hostinger: Email delivery services
• CloudClusters: Database hosting (PostgreSQL)

Your Rights

You have the right to:

• Access: Request a copy of your personal data
• Correction: Update or correct inaccurate information
• Deletion: Request deletion of your account and data
• Export: Download your data in a portable format
• Opt-Out: Unsubscribe from marketing communications
• Data Portability: Transfer your data to another service

To exercise these rights, contact us at admin@pesewapeeper.com

Data Retention

We retain your information for as long as necessary to:

• Provide our services to you
• Comply with legal obligations
• Resolve disputes and enforce agreements
• Maintain security and prevent fraud

When you delete your account, we will delete or anonymize your personal data within 90 days, except where we are required to retain it for legal compliance.

Ghana Data Protection

Pesewa Peeper is designed for users in Ghana and complies with the Ghana Data Protection Act, 2012 (Act 843). We are committed to:

• Processing data lawfully, fairly, and transparently
• Collecting data only for specified, explicit, and legitimate purposes
• Ensuring data accuracy and keeping it up to date
• Implementing appropriate security measures
• Respecting your rights under Ghanaian law

Children's Privacy

Pesewa Peeper is not intended for users under 18 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

Cookies and Tracking

We use cookies and similar technologies to:

• Maintain your session and remember your preferences
• Analyze usage patterns and improve our services
• Provide personalized content and features

You can control cookies through your browser settings. Disabling cookies may affect some features of our service.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by:

• Posting the new Privacy Policy on this page
• Updating the "Last Updated" date
• Sending you an email notification (for material changes)

Your continued use of Pesewa Peeper after changes constitutes acceptance of the updated policy.

Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us: